GEM Interest Free Finance

Shop with Gem Visa

We've partnered with Gem Visa/Gem CreditLine to make getting the items you want easier.  Select ‘Gem Interest Free’ at the checkout online or enquire with us today.

Available terms:

6 months interest free, minimum spend $250 ( Online & in store ) 

12 months interest free, minimum spend $499 ( Online & in store ) 

18 months interest free, minimum spend $1499 ( In store ) 

24 months interest free, minimum spend $2999 ( In store ) 

36 months interest free, minimum spend $4999 ( In store ) 

Not all products eligible for inetrest free terms please contact us before purchasing 

Deferred options also available please contact us for information 

Apply here: https://www.gemfinance.co.nz/credit-cards/gem-visa-card/

*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)). Prevailing interest rate (currently Gem Visa 27.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited.